netlands

Netherlands salary after tax 2026

Rules checked 15 Nov 2026 · enacted rules only · sources

Standard rules5,226euros a month, average · €62,711 a year37.3% effective rate, all taxes and contributions
With the 30% ruling+€1,361 a month6,587euros a month, average · €79,047 a year21.0% effective rate, all taxes and contributions

The full picture

Include your 8% holiday allowance. The Netherlands is calculated in euros; other currencies use the rate shown with your result.
Taxable salary after the allowance must be above €48,013. The full 30% applies from €68,590 gross.

Single, no children, below state pension age, employed all year, resident. Results update as you type.

LineStandard30% rulingDifference
Tax-free allowance–€30,000+€30,000
Taxable income€100,000€70,000−€30,000
Tax and national insurance before credits€39,432€25,588−€13,844
35.75% up to €38,883€13,901€13,901
37.56% up to €78,426€14,852€11,688
49.5% above €78,426€10,679€0
Tax credits-€2,143-€4,635+€2,492
General tax credit€0-€539
Labour tax credit-€2,143-€4,096
Total tax and national insurance€37,289€20,953−€16,336
Effective rate all taxes and contributions, as a share of gross37.3%21.0%−16.3 pts
Income tax€28,195€13,787
National insurance (AOW, Anw, Wlz)€9,094€7,166
Net per year€62,711€79,047+€16,336
Net per month average€5,226€6,587+€1,361

Where every euro goes

Both bars are your €100,000. The ruling moves €16,336 from tax to your pocket.

Standard
Take-home€62,711
Income tax€28,195
€5,226 a month
30% ruling
Take-home€79,047 +€16,336
Income tax€13,787
€6,587 a month
National insurance: €9,094 standard, €7,166 with the ruling

Your 30% ruling years

The ruling lasts at most five years (60 months). From 2027 it is 27%, unless you already had it in 2023. After that, standard rules apply.

Your salary grows by this much each year after 2026. Tax rules stay at 2026.
3 more ruling years after this one. From 2030 you keep €1,235 less a month.
Assumes you started in January: the ruling runs 60 months from your first working day. Years after 2026 use the 2026 rates and salary requirement.

Your tax steps

Three bands, from 35.75% to 49.5%. The first band is mostly national insurance. The ruling takes €30,000 off the top of your income: the euros taxed at your highest rate, 49.5%.

35.75%
37.56%
49.5%
€0ruling, €70,000you, €100,000€150,000
Income taxNational insuranceTax-free with the ruling

The 30% ruling

Read the full guide
30%

Of your salary paid tax-free, up to €78,600. 27% from 2027.

5 yrs

At most 60 months from your first working day, less any earlier time in the Netherlands.

150 km

You lived more than 150 km from the Dutch border for over 16 of the 24 months before you started.

4 mo

For you and your employer to apply together, from your first working day, for the ruling to count from the start.

Sources and limits

Employment income only, box 1. Not covered: self-employment, a partner, children, pension contributions, the health insurance premium you pay your insurer, savings and investments (box 3), state pension age.

Calculated by our Netherlands rules for 2026 and tested against our own worked cases NL1 to NL5: computed, not yet checked against the Belastingdienst calculator.