Spain vs Netherlands: salary after tax 2026

I live in Spain and I'm thinking about the Netherlands · · rules checked 14 Nov 2026 · sources

Spain, standard rules5,299euros a month, average · €63,590 a year

Netherlands, with the 30% ruling+€1,162 a month6,461euros a month, average · €77,533 a year

The full picture

Line	Spain, standard	Netherlands, 30% ruling	Difference
Gross salary	€100,000	€100,000	€0
Income tax	€32,348	€15,001	−€17,347
Tax-free salary	–	€27,000
Social security	€4,062	€7,466	+€3,404
Total tax and contributions	€36,410	€22,467	−€13,943
Net per year	€63,590	€77,533	+€13,943
Net per month average	€5,299	€6,461	+€1,162

Year by year

Staying in Spain, standard rules apply. The 30% ruling lasts 5 years from your move to the Netherlands, at 27% for rulings starting from 2027.

If I move to the Netherlands in

2026 · now

2027

2028

2029

2030

2031

2032

Stay in Spain

5,299Standard

Move to the Netherlands

–You live in Spain

6,461Ruling year 1

6,461Ruling year 2

6,461Ruling year 3

6,461Ruling year 4

6,461Ruling year 5

5,226Standard

Netherlands vs Spain

–

+€1,162

−€73

The Netherlands pays more only in 2027, 2028, 2029, 2030 and 2031. +€1,162 a month.

Assumes 2026 rules and your salary stay the same.

What drives the difference

−€17,347

Less income tax in the Netherlands. The 30% ruling pays 27% of salary tax-free.

+€3,404

More in contributions. Contributions come to €7,466 a year in the Netherlands, against €4,062 in Spain.

The tax benefits

Spain

The Beckham Law

24%6 yrs

Flat rate on salary for people who move to Spain for work.

Read the Beckham guide

Netherlands

The 30% ruling

30%5 yrs

Part of salary paid tax-free, for people recruited from abroad who meet the salary requirement. 30% in 2026, 27% for rulings that start later.

Read the 30% ruling guide

Sources and limits

Spain

Ley 35/2006 del IRPF, arts. 19, 20, 57, 63 y 93 · BOE
Real Decreto 439/2007 (Reglamento del IRPF), arts. 113 a 120 · BOE
Decret legislatiu 1/2024, llibre sisè del Codi tributari de Catalunya, art. 611-1 · Portal Jurídic de Catalunya
Orden PJC/297/2026 (cotización 2026) · BOE

Netherlands

Wet inkomstenbelasting 2001, art. 2.10, 8.10 en 8.11 · wetten.overheid.nl
Wet op de loonbelasting 1964, art. 31a · wetten.overheid.nl
Heffingskortingen 2026 · Belastingdienst
Premie volksverzekeringen 2026 · Belastingdienst
Expatregeling (30%-regeling) aanvragen · Belastingdienst

Employment contract, single, constant salary. Not covered: self-employment, partial years, joint filing, children (except Italy's impatriate share).

Calculated by our 2026 rules. How each country is tested, and what isn't checked yet, is on the methodology page.