Net pay on €60,000
On €60,000 a year, Switzerland leaves you the most under standard rules, €49,746, and Poland the least, €37,021. That's €12,725 a year between them for the same work. With the regime for people moving in wherever it pays, Cyprus comes first, at €52,730.
Show the numbers
| Country | Standard | With the regime | Difference a year |
|---|---|---|---|
| Spain | €41,124 | €41,700 | +€576 |
| Italy | €37,555 | €49,637 | +€12,083 |
| Poland | €37,021 | €42,375 | +€5,354 |
| Germany | €37,561 | no regime | – |
| Netherlands | €44,094 | €50,143 | +€6,050 |
| Norway | €45,272 | €45,000 | −€272 |
| Switzerland | €49,746 | €52,286 | +€2,540 |
| Malta | €45,492 | from €65,000 | – |
| Ireland | €44,925 | from €125,000 | – |
| Greece | €38,407 | €48,018 | +€9,612 |
| Cyprus | €45,291 | €52,730 | +€7,439 |
Show the numbers
| Country | Standard | With the regime | Difference a year |
|---|---|---|---|
| Spain | €41,124 | €41,700 | +€576 |
| Italy | €37,555 | €49,637 | +€12,083 |
| Poland | €37,021 | €42,375 | +€5,354 |
| Germany | €37,561 | no regime | – |
| Netherlands | €44,094 | €50,143 | +€6,050 |
| Norway | €45,272 | €45,000 | −€272 |
| Switzerland | €49,746 | €52,286 | +€2,540 |
| Malta | €45,492 | from €65,000 | – |
| Ireland | €44,925 | from €125,000 | – |
| Greece | €38,407 | €48,018 | +€9,612 |
| Cyprus | €45,291 | €52,730 | +€7,439 |
Where €60,000 goes
Sixty squares, one for every €1,000 of gross pay: what you take home, what goes to social security and what goes to income tax.
One square per €1,000 of gross pay, rounded. Where the regime pays, social security and income tax are with the regime.
Show the numbers
| Country | Take-home | Social security | Income tax |
|---|---|---|---|
| Cyprus | €52,730 | €6,870 | €400 |
| Switzerland | €52,286 | €6,012 | €1,702 |
| Netherlands | €50,143 | €4,971 | €4,886 |
| Italy | €49,637 | €5,552 | €4,811 |
| Greece | €48,018 | €8,022 | €3,960 |
| Malta | €45,492 | €2,908 | €11,600 |
| Norway | €45,272 | €4,560 | €10,168 |
| Ireland | €44,925 | €2,543 | €12,533 |
| Poland | €42,375 | €12,886 | €4,740 |
| Spain | €41,700 | €3,900 | €14,400 |
| Germany | €37,561 | €13,050 | €9,389 |
How much you keep at every salary
The share of gross pay you keep, from €30,000 to €200,000 a year. Switch to see it with the regime wherever it applies and pays.
| Gross per year | €30k | €40k | €50k | €60k | €70k | €80k | €90k | €100k | €120k | €150k | €200k |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CHSwitzerland | 89 | 86 | 84 | 83 | 81 | 80 | 79 | 78 | 77 | 75 | 72 |
| MTMalta | 77 | 76 | 76 | 76 | 74 | 73 | 72 | 71 | 70 | 69 | 68 |
| CYCyprus | 86 | 81 | 78 | 75 | 74 | 73 | 72 | 71 | 70 | 68 | 67 |
| NONorway | 84 | 80 | 77 | 75 | 74 | 72 | 70 | 69 | 66 | 63 | 61 |
| IEIreland | 88 | 84 | 79 | 75 | 72 | 69 | 66 | 65 | 62 | 59 | 56 |
| NLNetherlands | 93 | 84 | 78 | 73 | 70 | 67 | 65 | 63 | 60 | 57 | 56 |
| ESSpain | 77 | 74 | 71 | 69 | 67 | 66 | 65 | 64 | 62 | 60 | 58 |
| GRGreece | 73 | 70 | 67 | 64 | 62 | 61 | 59 | 58 | 57 | 57 | 57 |
| DEGermany | 71 | 67 | 65 | 63 | 61 | 60 | 59 | 58 | 57 | 57 | 56 |
| ITItaly | 78 | 70 | 65 | 63 | 61 | 59 | 58 | 57 | 56 | 55 | 55 |
| PLPoland | 71 | 67 | 64 | 62 | 61 | 60 | 60 | 60 | 59 | 59 | 59 |
Share of gross pay you keep after income tax and your own social contributions.
| Gross per year | €30k | €40k | €50k | €60k | €70k | €80k | €90k | €100k | €120k | €150k | €200k |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CHSwitzerland | 923 points more with the regime | 915 points more with the regime | 895 points more with the regime | 874 points more with the regime | 865 points more with the regime | 844 points more with the regime | 834 points more with the regime | 824 points more with the regime | 814 points more with the regime | 794 points more with the regime | 764 points more with the regime |
| MTMalta | 77 | 76 | 76 | 76 | 817 points more with the regime | 818 points more with the regime | 8210 points more with the regime | 8211 points more with the regime | 8313 points more with the regime | 8314 points more with the regime | 8416 points more with the regime |
| CYCyprus | 86 | 81 | 78 | 8813 points more with the regime | 8713 points more with the regime | 8714 points more with the regime | 8715 points more with the regime | 8716 points more with the regime | 8616 points more with the regime | 8618 points more with the regime | 8518 points more with the regime |
| NONorway | 84 | 80 | 77 | 75 | 74 | 72 | 70 | 69 | 66 | 63 | 61 |
| IEIreland | 88 | 84 | 79 | 75 | 72 | 69 | 66 | 65 | 62 | 612 points more with the regime | 615 points more with the regime |
| NLNetherlands | 93 | 84 | 802 points more with the regime | 8411 points more with the regime | 8515 points more with the regime | 8316 points more with the regime | 8116 points more with the regime | 7916 points more with the regime | 7616 points more with the regime | 7316 points more with the regime | 7014 points more with the regime |
| ESSpain | 77 | 74 | 71 | 701 points more with the regime | 703 points more with the regime | 715 points more with the regime | 727 points more with the regime | 728 points more with the regime | 7311 points more with the regime | 7313 points more with the regime | 7416 points more with the regime |
| GRGreece | 8411 points more with the regime | 8212 points more with the regime | 8114 points more with the regime | 8016 points more with the regime | 7917 points more with the regime | 7817 points more with the regime | 7718 points more with the regime | 7719 points more with the regime | 7619 points more with the regime | 7720 points more with the regime | 7720 points more with the regime |
| DEGermany | 71 | 67 | 65 | 63 | 61 | 60 | 59 | 58 | 57 | 57 | 56 |
| ITItaly | 9012 points more with the regime | 8818 points more with the regime | 8520 points more with the regime | 8320 points more with the regime | 8120 points more with the regime | 8021 points more with the regime | 7820 points more with the regime | 7821 points more with the regime | 7620 points more with the regime | 7621 points more with the regime | 7722 points more with the regime |
| PLPoland | 787 points more with the regime | 758 points more with the regime | 7410 points more with the regime | 719 points more with the regime | 687 points more with the regime | 677 points more with the regime | 666 points more with the regime | 655 points more with the regime | 645 points more with the regime | 634 points more with the regime | 612 points more with the regime |
Each regime is applied only where its salary limits allow and it leaves you more.
A regime has conditions: you usually can't have lived in the country for several years before, it lasts a set number of years, and you have to apply. What each regime adds
Who these figures are for
A single employee with no children, employed for the whole of 2026, under the rules enacted for 2026. Spain is Catalonia, Italy is Milan and Switzerland is the city of Zurich, as in our calculators. Złoty, kroner and francs are converted at the rates on our methodology page.
Net pay is gross pay minus income tax (national, regional and local) and the employee's own social contributions. Employer contributions, VAT and the cost of living are not counted.
Each calculator lists the laws its result is built from, linked to their official text: start from the list of countries.
Cite this study
You can quote and chart these figures with a link to this page. Suggested citation:
netlands, “Salary after tax across Europe”, rules checked 15 Nov 2026. https://www.netlands.co/en/data/salary-after-tax-europe/