Germany vs Spain: salary after tax 2026

I live in Germany and I'm thinking about Spain · · rules checked 14 Nov 2026 · sources

Germany, standard rules4,836euros a month, average · €58,030 a year

Spain, with Beckham+€1,159 a month5,995euros a month, average · €71,938 a year

The full picture

Line	Germany, standard	Spain, Beckham	Difference
Gross salary	€100,000	€100,000	€0
Income tax	€23,593	€24,000	+€407
Social security	€18,377	€4,062	−€14,315
Total tax and contributions	€41,970	€28,062	−€13,908
Net per year	€58,030	€71,938	+€13,908
Net per month average	€4,836	€5,995	+€1,159

Year by year

Staying in Germany, standard rules apply. Beckham lasts 6 tax years from your move to Spain.

If I move to Spain in

2026 · now

2027

2028

2029

2030

2031

2032

Stay in Germany

4,836Standard

Move to Spain

–You live in Germany

5,995Beckham year 1

5,995Beckham year 2

5,995Beckham year 3

5,995Beckham year 4

5,995Beckham year 5

5,995Beckham year 6

Spain vs Germany

–

+€1,159

Spain pays more in every year from 2027. +€1,159 a month.

Assumes 2026 rules and your salary stay the same.

What drives the difference

+€407

More income tax in Spain. Beckham taxes salary in Spain at a flat 24%.

−€14,315

Less in contributions. Contributions come to €4,062 a year in Spain, against €18,377 in Germany.

The tax benefits

Germany

No tax benefit for moving

Germany has no tax regime for people who move there. Moving costs are still deductible in the year you move; the Germany calculator works them out.

Read what movers can deduct

Spain

The Beckham Law

24%6 yrs

Flat rate on salary for people who move to Spain for work.

Read the Beckham guide

Sources and limits

Germany

Einkommensteuergesetz (EStG), §§ 32a, 39b · gesetze-im-internet.de
Solidaritätszuschlaggesetz 1995, §§ 3, 4 · gesetze-im-internet.de
Sozialversicherungsrechengrößen-Verordnung 2026 · gesetze-im-internet.de
SGB V (Krankenversicherung), §§ 241, 242 · gesetze-im-internet.de
SGB XI (Pflegeversicherung), § 55 · gesetze-im-internet.de
SGB VI (Rentenversicherung), § 158 · gesetze-im-internet.de
SGB III (Arbeitsförderung), § 341 · gesetze-im-internet.de

Spain

Ley 35/2006 del IRPF, arts. 19, 20, 57, 63 y 93 · BOE
Real Decreto 439/2007 (Reglamento del IRPF), arts. 113 a 120 · BOE
Decret legislatiu 1/2024, llibre sisè del Codi tributari de Catalunya, art. 611-1 · Portal Jurídic de Catalunya
Orden PJC/297/2026 (cotización 2026) · BOE

Employment contract, single, constant salary. Not covered: self-employment, partial years, joint filing, children (except Italy's impatriate share).

Calculated by our 2026 rules. How each country is tested, and what isn't checked yet, is on the methodology page.